By now, everyone knows that he or she must have some sort of health insurance coverage, or there will be a penalty applied to the taxes on the Federal Income Tax Return. This mandate falls under the umbrella of the Affordable Health Care Act, implemented under the administration of President Barack Obama. In fact, the Affordable Health Care plan is referred to as Obamacare. The plan puts the consumer back in charge of his or her health plan. There is an insurance agency that offers Obamacare Health Insurance in Macon GA, who informs clients what they need to know about the 2016 version of the health insurance plan.
Generally, the Affordable Health Care Act put an end to excluding children under the age of 19 from getting health insurance because of a pre-existing condition. It allowed for young adults under the age of 26 to be covered by their parents’ insurance plan. It prohibited insurers from canceling a policyholder’s insurance due to an honest mistake. Finally, it guaranteed that the insured had a right to appeal a denial of payment.
As with all things that are newly implemented, there are pros and cons. This year 2016 has caused some people to be concerned about Obamacare changes. The penalties for not having insurance coverage are more severe. For example, the penalty went up to $695 this year versus the $325 per person last year. Premiums also increased this year. The amount of the increase varies according to who you are dealing with. Fortunately, the majority of Obamacare users qualify for a subsidy, and so won’t really see the increase hitting their pockets.
The Stone Insurance Agency Inc. has been working with clients in the Macon, Georgia area for over three decades. The agents there assists their clients who have limited or no understanding of Obamacare. They ensure that clients get the benefit of the best possible insurance solutions. Clients also can see the insurance agency for other insurance products such as group and individual insurance policies for employees. If you are interested in finding out more about Obamacare Health Insurance in Macon Ga, you can visit them at their Macon location.
