The most common types of cases handled by injury attorneys in Towson, MD involve vehicle road accidents and slip-and-fall incidents. Although boating accidents are less common, the lawyers also represent clients who have been hurt by someone else’s negligence or recklessness while operating watercraft. There are other factors connected with these incidents that can make it more difficult to obtain deserved compensation, so professional legal representation from a firm such as the law offices of Stephen A. Markey III is crucial. Visit Markeylawfirm.com for contact information.
If there were no eyewitnesses at the scene and no way to determine whether the other person actually caused the accident, that person’s insurer may refuse to pay a claim. Injury attorneys in Towson, MD may be able to have expert witnesses analyze the details of the property damage to determine what occurred. Other circumstances must be considered as well. The at-fault individual may have been hurt as well and received treatment at an emergency room. A certain level of alcohol intoxication will bolster the other person’s stance about who caused the accident. It may be possible to find people who will testify in a deposition that this watercraft operator often gets drunk and behaves recklessly while out on the water.
These types of evidence would probably not hold up in a criminal court where the requirement is for the case to be proven beyond a reasonable doubt. In contrast, a civil court case like a personal injury matter can be proven by a preponderance of the evidence. Once this type of evidence is obtained, the insurer will usually want to avoid going to trial and will offer a reasonable settlement.
When it has been established that the other watercraft operator was at fault, that individual becomes liable for the injured person’s related expenses. Medical bills should be paid by the boating insurance policy and not by the plaintiff’s health insurance. This can be an extremely important point for people who have high deductibles and co-pay percentages on their health insurance. The other watercraft operator’s insurance also should cover lost earnings while the person cannot work. If future ability to work is impaired, compensation should be provided for that as well.
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