According to the National Highway Traffic Safety Administration, every year there are approximately 6,000,000 motor vehicle accidents in the United States. If auto insurance didn’t exist, people could be spending tens of thousands of dollars each time they were involved in a crash. This guide will help explain the importance of buying Auto Insurance South in Austin TX.
What To Do After An Accident
After someone has been involved in a crash, their insurance company will guide them through the post-accident process. This may involve dealing with the other driver’s insurer or getting through the claims process. If the insured doesn’t have a preferred auto body shop they use, their insurance company will help them select one. Most importantly, the insurance company will help their customers get their claims settled fairly and quickly.
What Type of Coverage to Select
Texas state law mandates that all drivers are to carry adequate car insurance. Every car owner needs to have minimum insurance coverage of at least $30,000 per injured person and up to at least $60,000 per accident. Texas drivers must also have coverage for property damage of at least $25,000. When buying Auto Insurance South in Austin TX, customers should verify they have the proper coverage. An agent will review the coverage to ensure it meets all legal requirements.
Protecting Your Investment
If a car owner still carries a loan on their vehicle, the lender will want to know there is adequate car insurance. If anything occurred that could damage the car, it would also reduce the value of it which, in turn, would weaken the car lender’s collateral. Lenders most often want to see collision and comprehensive coverages as part of any insurance package.
Deal With a National Company a Local Agent
Customers shopping for insurance in Austin will want to be able to select from a wide variety of options, and they should contact Patrick Court. This can go beyond auto insurance and also entail home, life, health, and commercial insurance. They will help customers find the right policy at the right price. They are backed by the national power of State Farm and can also offer customers banking solutions as well as annuities. Click here for more details.
