If you own a car, you are mandated by law to carry insurance. Therefore, it pays to know what minimums you must carry in the state of Illinois. This can be extremely helpful to you in deciding if you need extra coverage. Make sure that the coverage you choose conforms to your car driving needs and budget.
The Required Amounts
The amount of auto insurance in Fox Lake, IL will also hinge on the age of your vehicle. Illinois law requires residents to carry liability insurance as well as uninsured motorist uninsured bodily injury coverage (known as UMBI). Therefore, you need to carry at least $25,000 bodily injury liability per individual, $50,000 bodily injury liability per accident, $20,000 property damage liability per accident, and $25,000 UMBI per individual.
As you can see, the auto insurance law is definitive in Illinois. Therefore, you can buy cheap car insurance and be fully covered, at least legally. To choose an insurer, you need to compare prices and review the discounts offered by insurers. This way, you can get a better idea of how to cover your vehicle affordably.
Stay in Compliance
You can get in big trouble if you do not have auto insurance coverage and are pulled over in Illinois or any other state, for that matter. That is why it pays to make sure you are covered at least legally. Because this type of insurance is designed to protect the public safety, you need to make sure you are in compliance when choosing an insurance package.
What are your insurance needs? Do you feel that the legal limits are enough? Again, make sure that you comply with all the rules when it comes to making a decision for insurance coverage. Make sure that you know which insurance company offers the best plan for your budget and circumstances. Browse our website today for further details and information.
