As an employer, it is important to have protection from the various situations of liability that can pop up. One such protection is insurance should an employee go out on short- or long-term disability.
With long-term disability insurance in Tampa, FL, you can ensure that you are covered should an employee be dealing with illness or injury that keeps them out of work for the foreseeable future.
Long-Term Disability
What is long-term disability insurance in Tampa, FL? It protects the income of the employee in question should they be unable to work due to an injury or illness. Short-term is more common and typically lasts two years at the most.
On the other hand, long-term disability can last as long as five or even 10 years. It may even last through to retirement depending on the situation. But it ensures that both employee and employer are covered each step of the way.
Comprehensive Coverage
Working with an insurance company such as the Affordable Insurance Team can make a world of difference when it comes to receiving care (for employees) or providing coverage (for employers). No matter which side you are on, you can be covered with the right help.
Accidents and illness can happen at any time. This is why it is so important to have proper coverage each step of the way. Make the call today to learn more about long-term disability insurance and when it may apply.
