It can be difficult handling a car accident claim with an insurance company, which is the reason why some people hire car accident attorneys in Macon GA. Hiring Car Accident Attorneys is the best way to go after suffering extensive damages.
The accident should be reported as soon as possible to the insurance company. The insurance adjuster may ask for an account of events over the phone or ask you to fill out a report. The report should include a summary of events that led to the accident, damages to the vehicle, any emergency medical treatment received and injuries sustained. It is important to not put a monetary value on damages. The company may ask for a value, but tell them you will provide one at a later time. If this information is being given over the telephone, then it is being recorded by the insurance company. It is important to not offer any information beyond the bare minimum.
An estimate of damages is necessary after suffering damage to the vehicle. You should have from two to three mechanics evaluated the vehicle. It helps to obtain a detailed summary of car repairs to support your case.
Accident victims have the option of paying upfront for car damages and allowing the insurance company to reimburse them. Another option is presenting the estimates to the insurance adjuster and allowing him to pay for the repairs. If the vehicle is a total loss, then you will be reimbursed for the fair market value of the vehicle before the accident. Accident victims should get their own appraisal instead of relying on the insurance company. If the insurance company does not want to use your appraisal, then you should fight the claim in court.
Going through a car accident is a serious time for families especially when someone gets hurt. An accident can cause people to incur medical bills and miss days from work. An experienced attorney knows the legal system and has experience with winning this type of case. He can also negotiate with the insurance company to make sure a client receive compensation for damages.