If you have come to a point in your life where you are no longer able to pay all of your bills, it’s time to figure out a solution to your problem. After all, if you don’t pay your bills, you are only getting yourself deeper into debt. It won’t be long before you will start having a wage garnishment on your paycheck. If this were to happen, you really wouldn’t have enough money to take care of things. This is why it is extremely important to set up an appointment with a Bankruptcy lawyer today.
Your lawyer is going to ask you to bring in all of your bills. This way, he will have a better idea as to how much debt you have. He will also be able to advise you on what type of bankruptcy you should consider filing. If you have assets that you are hoping not to lose, you would want to file a chapter 13. This is where you would make a regular monthly payment to the bankruptcy court and your creditors agree to settle for less than what you owe. If your home is in danger of being foreclosed on, you may think about filing a chapter 13. This way, you will hopefully be able to continue to live in your home.
If you don’t mind losing the things that you own, you can file a chapter 7 bankruptcy. This is where you don’t pay anything back. Filing a bankruptcy can be a little confusing if you are not familiar with this process. Because of this, you need to meet with attorney Shinbaum and Campbell as soon as possible.
Your Bankruptcy lawyer will meet with you and go over everything that you need to know. At this point, it will be up to you to decide whether or not you would like to file a bankruptcy. If you do decide to file, he will be there to help you. He will contact your creditors to let them know that you have filed a bankruptcy and they can quit contacting you. It won’t be long before your bankruptcy has been discharged.
