The number one rule for all drivers is that they are responsible for the safety and welfare of all passengers, pedestrians, and other drivers. In the event of an accident, a good life policy can help to protect you and your passengers from major medical and repair bills.
Life insurance agents in Ruckersville are there to help you decide what type of policy you need for your vehicle. Without sufficient insurance, you and your passengers could be at risk financially if the vehicle is involved in an accident.
Auto insurance agents in Ruckersville advise and sell life policies that protect vehicle owners from financial loss due to damage, car accidents, or theft. Some policies may even cover towing and rental vehicle costs if your vehicle is damaged.
There are numerous coverage options available for vehicle owners:
*Bodily Injury – Bodily injury is designed to cover the medical expenses for other drivers and passengers involved in an accident for which you are at fault.
*Property Damage – Property damage covers the expense of rebuilding or repairing another person’s property.
*Comprehensive Insurance – Comprehensive insurance covers the expense of repairing or replacing your vehicle due to a covered loss from something other than a motor vehicle accident.
*Collision Insurance – Collision insurance covers your vehicle for the expense of repairing or replacing a vehicle when you are at fault in a covered accident.
*Uninsured/Underinsured Motorist Insurance – Uninsured/underinsured insurance is designed to help mitigate financial loss due to injuries, damages, or even death caused by another driver who does not have insurance or does not have enough insurance to cover all the costs.
*Medical Payments – Med pay covers medical expenses related to an accident up to the policy limits.
When deciding on life insurance coverage, life insurance agents in Ruckersville can help you decide which policy is best for your situation. Contact Farmers Insurance.
