What does it mean when someone says that you are liable? The dictionary definition generally includes such phrases as “legally responsible” or “obligated, according to law.” However you define this word, it’s not a subject to be taken lightly, especially in terms of auto liability insurance.
You Need it
When you’re taking a vehicle on to public streets and highways and you’re at fault in an accident, you need insurance that will pay for injury to others and damage to property owned by others. Without it, you could find yourself in serious financial difficulty. Of course, you can avoid this with auto liability insurance in Nassau County, NY from a leading provider.
In most U.S. states, you cannot license your car to be driven on the street unless you have auto liability insurance. In simple terms, it’s required by law. Keep in mind that this type of insurance does not usually cover damage to your own car so you should also arrange for collision and/or full coverage, especially if your car is rather new. It’s also important to consider how you will pay for your own medical costs if you’re injured.
A Few Details
One of the important details that you must think about when purchasing insurance is full coverage for your vehicle. Some individuals will use a general guideline such as getting full coverage for a car that’s six years old or newer. Others will figure the cost of insurance as compared to the cost of replacing or repairing the car on their own. But they won’t leave auto liability insurance in Nassau County, NY off the “must have” list.
Start by giving some thought to the age and condition of your car. Call and talk to your insurance agent to get a second opinion. But you must make the final decision on what you want to spend. If you have questions about this, check out website
