Car insurance is mandatory, but 1 in every 7 drivers does not have it. Such drivers are usually oblivious of the many benefits that they are bound to gain from having a valid auto insurance. To enlighten and encourage them to purchase auto insurance in Tulsa, OK, it is pertinent to highlight some of these benefits.
Breaking the law has never been beneficial to anyone. Therefore, when you buy auto insurance, you can avoid hefty penalties and fines. In fact, you can have your driver’s license suspended if you are found driving a car that does not have insurance coverage. Therefore, any car owner should have liability coverage or even financial responsibility bonds in car insurance. Other than making sure that you obey the laws, auto insurance is very useful in supplementing your health insurance. If you are injured and lack adequate health insurance to pay for your medical bills, car insurance can cover injuries sustained in the accident for both the driver and passengers. In some instances, it can also pay for a number of things that your health insurance policy may not be able to handle. Dental work, nursing care and even funeral costs can all be covered by this insurance.
With car insurance, you can save a lot of time during post-accident processes. Normally, the insurer guides you through the process right from finding an auto repair shop to having any claim settled as fast as possible. Even if you had an uninsured driver with your car, the insurance company can help you recover any costs through uninsured motorist coverage. Furthermore, anyone with auto insurance in Tulsa, OK has their peace of mind knowing that the policy will offer them protection against driving mistakes. No matter how experienced and well versed you may be with traffic laws, remember there are worse drivers on the road too. As a result, you never know when their recklessness might land you into any trouble. Therefore, you need to have auto insurance to ensure that such accidents, even if they are not from your making, are handled by experts.
An accident is way more than a simple inconvenience. Without car insurance, you are risking your bank account every time you take your car out of the garage. You can read more here on how to avoid this.