People considering filing for bankruptcy without a lawyer should heed one simple piece of advice: “Don’t do it!”
A pro se filing of bankruptcy is a recipe for disaster. A trusted bankruptcy attorney in St. Petersburg FL will make sure that your filing is done right.
Peace of Mind
Filing bankruptcy on your own can lead to a lot more headaches and has a very good chance of being dismissed because of missing documents and missed dates. The bankruptcy laws are very stringent and more importantly they can be very confusing.
Filing without an attorney is certainly the best way to avoid the results you want. A bankruptcy attorney in St. Petersburg FL can provide you with peace of mind knowing your case is being managed right.
The Risks
The bankruptcy court is not very forgiving when it comes to mistakes, errors, or omissions.
A mistake when you file can result in your case:
- Being dismissed and lifting the automatic stay
- Being banned from filing again for 6 months or more
- Costing you more in the long run
The risk of a pro se filer not completing the filing successfully and having the debt discharged is very high. Unfortunately, the minute your case is dismissed, the automatic stay is lifted, and your creditors can come back after you for what you owe – and don’t think they won’t do so with a vengeance.
You Could be Banned
One of the repercussions of filing alone is that if your case is dismissed or there is an error that makes you seem less than honest you can be banned from refiling for up to six months. In some cases you might never have the opportunity to file again.
The solution is simple: do not file on your own, let the Law Offices of Robert M Geller handle your bankruptcy petition!
