Are you running into some financial difficulties? Do you want someone to help you navigate your journey to better credit and no debt? With the help of a 4 Pillars debt consultant in Victoria, this is something that no longer needs to be challenging. If you are having trouble keeping up with your payments or paying back your debt, a debt consultant has the answers you need to move forward.
The First Steps: Pillar I
The beginning steps at 4 Pillars involve meeting up with you and getting a full understanding of your financial situation. We’ll take down information about your household income, assets and your debts. We’ll also look at the regular expenses you have, along with any that are less regular. This gives you a good idea of what your budget looks like and what options might be available to you. We’ll go through all of the options that you have, including consolidation, bankruptcy, and consumer proposals, and decide which ones best fit your specific needs.
The Next Steps: Pillar II
During the second part of our services, you and your 4 Pillars debt consultant in Victoria will work together to build a proposal that helps with your current financial problems and will let you move seamlessly into your long-term financial goals. The proposal will be filed by a Licensed Insolvency Trustee chosen by you and your consultant. This is the part where you can begin to relax. After your debts have been restructured, you may see savings in the amount you have to pay each month. This can be as much as 80%.
Moving Toward the Finish Line: Pillar III
After you have gone through all the hard work of paying off dealing with your debts, you can start working on your future. Your consultant has years of experience and specialized training to offer you education on how to continue improving your credit and finances in the future. You will be a pro at money management and personal finance in no time.
The Last Steps: Pillar IV
The last steps in the process involve coming up with a credit rebuilding plan, reviewing your needs for future credit and your long term financial goals. You’ll be on a new journey, this one toward great credit and the creation of savings and wealth.
If you want to learn more, visit the 4 Pillars website at 4pillarsdebtconsultants.ca
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