Facing foreclosure in Fairfield OH, can be incredibly daunting, and it can be difficult for a person to save their home. While bankruptcy is one option the person has, they will want to work with a lawyer on the bankruptcy. Before their first meeting, they’re going to want to be prepared. This can help ensure they have everything the attorney will need to determine what their options are and what strategy is going to work best for their situation.
Gather All Financial Documents
The person should make sure they have all of their financial documents printed. This should include bank statements and paycheck stubs for at least the last six months. They may also want to bring the last two years’ tax returns. They will also need documents showing all of the debts they have that need to be paid, including their mortgage.
Make Sure Everything is Organized
Once the person has all of their financial documents, they should organize it in a folder. A three-ring binder is often perfect for this as a person can add in dividers that separate different types of documents so they, or their lawyer, can find the necessary paperwork faster. This can help make the meeting easier on the person and their lawyer as they won’t have to sort through a pile of documents each time they need to find something specific.
Have All Mortgage Paperwork and Foreclosure Notices
The person should make sure their mortgage documents, including the amount owed, payments that have been made, and payments that have been missed, are all together. The foreclosure notices should be with these, and the person should try to have as many notices as possible. The most important one, however, will be the most recent one the person has received.
By making sure they’re well prepared, a person can successfully meet with an attorney and discuss their pending Foreclosure in Fairfield OH, and what can be done to avoid it. If you’re worried about a foreclosure, and you’d like to speak with an attorney to see what your options are, follow the steps above to prepare and then Contact Dean Snyder Attorney At Law today.
