Drivers in Illinois know there is a certain level of mandatory coverage one must hold for Auto Insurance in Mundelein IL. Those who fail to carry this minimum amount of coverage will not only be subject to deep fines and the possible loss of driving privileges, they could also end up paying thousands of dollars in damages should they cause an accident while without insurance coverage.
The mandatory levels of coverage include:
* $25,000 for the injury or death of one person in an accident
* $50,000 for the injury or death of more than one person in an accident
* $20,000 for the property damage of another person
This minimum level of coverage does not offer any protection for a driver’s own injuries and damages should they be held responsible for an accident. This is why it is crucial one works with a knowledgeable insurance agent so they can make a sound decision on the level of coverage they will purchase for their Auto Insurance in Mundelein IL. An insurance agent will work with a person to ensure the amount of coverage fits their needs and their budget. It behooves a driver to purchase as much coverage as they can afford so they are less likely to have to pay for damages out of their own pocket.
It is crucial drivers in Illinois maintain the mandatory levels of coverage. When a driver is pulled over for speeding or any traffic violation, they may be randomly selected to answer a few questions about their Auto Insurance in Mundelein IL. This information will be verified with the insurance provider. If a driver cannot prove they have insurance, their license plates will be confiscated.
Drivers who are involved in accidents and do not have auto insurance will lose their license plate and could be fined $500 to $1000. Those in need of Car Insurance should contact Alamo Insurance & Financial Service right away. They will work with you to ensure you have, not only the mandatory coverage but also the amount of coverage that will provide you with the highest level of protection you can afford. Call them today to learn more. Click here for more information.
