As a homeowner, you know just how important it is to keep your home in good condition and to ensure it is safe for you and your family. This is the biggest investment you may make. You want to ensure it is completely safe and protected. The right home insurance is important. Work closely with your home insurance agent in Decatur, GA to choose a policy that reflects your home. It should represent the cost to rebuild your home if it was lost in a fire. It should also include all of your assets. To document those assets, consider a few tips.
Protect What You Own
When it comes time to file a claim for something stolen or damaged, your home insurance agent in Decatur, GA will want to know what you own, what was lost, and what its value is. It is best to have a well-documented home inventory available to help represent this information and prove your ownership to the agency. Inventorying your home may seem like an impossible task with so many steps. It does not have to be.
First, start with a recording. You can videotape or take photos of everything you own. For items that are very valuable, for example over $50 or $100, be sure to document them individually. Write down their name, their value, and their overall condition. You may want to document very high valued items with a receipt whenever possible.
By taking these steps now, you can create proof of what you own. That way, if there was a theft or an instance of a fire, you have a list of items you own and their worth. That will help you to get the compensation you need from your home insurance agent in Decatur, GA.
