The state of California requires all drivers to maintain their financial responsibility at all times that they travel roadways. This implies that the drivers are following the mandated auto insurance laws as stipulated by the state. Currently, all drivers are required to maintain at least liability insurance for vehicles that they own and full or all encompassing for leased or financed automobiles. If you wish to learn more about insurance requirements for your local area, you should contact Auto Insurance in San Jacinto CA now.
The Responsibilities of All Drivers
At any time that a driver registers a new vehicle with their resident county, they are required to present proof of insurance to the Department of Motor Vehicles. This proof is scanned and uploaded into the system. The standard minimum for the vehicles is liability, which covers $15,000 per injury with a maximum of $30,000 per accident. The policy should also include $5,000 for property damage.
Alternatives to Liability Insurance
Drivers have alternative choices if they do not wish to buy liability insurance. They can make a $35,000 deposit to the DMV to cover probable damages, acquire a self-insurance certificate, or a $35,000 surety bond through a licensed California business. Proof of the alternative should be provided to the DMV and a copy should be maintained to present to law enforcement.
Prevention of Citation Issuance
All drivers should notify the DMV at any time that their Auto Insurance in San Jacinto CA is canceled. The driver is required to present information from a new auto insurance carrier or a document showing that they no longer own the vehicle in question. Failure to provide this documentation could result in a fine for no insurance coverage.
Drivers are required to comply with all insurance laws as stipulated in their California county of residence. A failure to comply could result in license suspension and nullification of their vehicle registration. Fines will be issued to the driver through the DMV or local law enforcement.
