Job injuries are scary for many people. They worry about money and being able to pay the bills. Likewise, they are concerned about the injury and whether it is permanent. Fortunately, every state in the U.S. has worker’s compensation laws that protect the injured. People who have job-related illnesses are also covered. Eligible people must work for companies legally required to have worker’s compensation insurance. Further, the disabling condition must be related to the job.
A Worker’s Compensation Lawyer in Beaver Dam WI will explain any exceptions. For instance, intoxicated workers may have their injury claim denied. In addition, injuries received while fighting or playing around are not compensable. Visit the Website of a lawyer who practices in this area to learn more. Injured workers may be entitled to medical, rehabilitation, and disability benefits. Medical benefits include prescriptions, doctor and hospital visits, tests, and surgeries. The employer must also pay for necessary medical equipment like wheelchairs. Many states require rehabilitation for injured workers. In addition to physical therapy, the insurance may pay for school. Retraining is usually reserved for those who cannot continue to do their old job.
There are four different categories of disability, including:
1. temporary total disability. The worker is unable to work, but only for a certain time period
2. temporary partial disability. The injury prevents the worker from doing some part of their job
3. permanent total disability. The injury prevents a person from every returning to their job
4. permanent partial disability. The worker is partially disabled, but can do some part of their job
Workers must fall into one of these categories to receive income benefits. The benefits are based on some portion of the worker’s salary. On the other hand, people with a permanent total disability are entitled to a lump sum of money. Most states have tables that assign a dollar amount to permanent disabilities. Finally, if a work injury results in death, the family is entitled to benefits. Talk to a Worker’s Compensation Lawyer in Beaver Dam WI about the claim. The death benefit is often based on the financial impact on the family. Find a lawyer you can trust and make sure your rights are protected.
