Windshield repair coverage is typically found as part of a comprehensive auto insurance policy, and many insurers provide it to cover the cost of repair claims submitted by their policyholders. Auto plate glass claims usually come with a deductible, which must be paid before repairs are done. Below, you will find additional information on the cost of a Beltway Auto & Plate Glass replacement.
The Typical Cost to Repair a Windshield
A windshield repair or replacement can cost anywhere between $20 and $400, depending on the extent of the damage. Cracks and chips below the glass surface usually cost less than $75 to repair, while larger cracks often require replacement.
Insurance Deductible Waivers
There are several insurance companies offering to waive deductibles for windshield repairs, which often cost up to ten times less than a windshield replacement. To get the waiver, car owners must be on the lookout for chips and cracks which can cause further damage.
A deductible can be from $100 to $400, meaning that a replacement windshield results in an almost 100% out of pocket expense for the car owner. Insurers recognize that repairing windshields before replacement results in safer drivers and lower costs.
Paying for Windshield Repair Insurance
Policyholders buy insurance policies to pay for vehicle repair and replacement. Policies cover everyday windshield damage from stones, gravel, rocks and road debris, and insurers have a vested interest in making sure that a policyholder’s windshield remains in good working condition.
Why Windshield Repair is Important
A car’s windshield is its most important safety feature, next to its seat belts and bumpers. As such, it should be properly maintained. It is less expensive for an insurer to encourage a policyholder to repair a small chip or crack than it is for them to pay for a plate glass replacement.
Using an Insurer-Recommended Repair Shop
The average windshield replacement costs around $300, and insurers are usually happy to pay for minor, incidental repairs. Companies that offer comprehensive coverage want their policyholders to take the vehicle to a proprietary shop for repairs. Other insurers work with national services to simplify the Glass repair Washington DC process.
