Massachusetts insurance requirements stipulate that all drivers must maintain adequate coverage to operate a motor vehicle. Failure to comply with these insurance requirements could result in penalties and fines. If you wish to discover your requirements for Auto Insurance Boston now, you should contact Sawyer Insurance Agency Inc. Boston.
Insurance Requirements for Boston
At this time, the state of Massachusetts requires that all drivers maintain four separate automobile insurance policies. The include bodily injury coverage for individuals involved in an accident, which provides a minimum of $20,000 and a maximum of $40,000. The driver should have $8,000 in personal injury protection. Coverage for uninsured automobiles should also provide a minimum of $20,000 and a maximum of $40,000 for injuries sustained. And lastly, the driver should have $5,000 for property damage.
While the state requires personal injury protection, any driver can be held accountable in an accident. If the laws enforcement officer deems the driver at fault he or she is still responsible for paying medical and repair costs for the victim. Any injuries sustained by the driver or their passengers are covered under this insurance.
Additional Coverage
Drivers can choose from any level of insurance coverage they prefer. While they are not required to maintain full coverage insurance, they have access to these policies through their preferred carrier. With these policies they could also acquire additional coverage and services such as towing, rental, and auto repair services.
Maintaining Proof
All drivers must maintain proof of insurance at all times. This proof allows officers to know that you have fulfilled your financial obligation requirements and are protected. You will also need proof whenever you register a new vehicle or renew your tag. If you fail to maintain automobile insurance, the DMV can issue a citation for no insurance at any time. When this occurs, you have a limited amount of time to submit new proof or you will suffer a penalty. These penalties could include license and vehicle registration suspension along with a fine of at least $300.
All drivers who maintain Auto Insurance Boston keep other safe on the road. This implies that they are responsible drivers and have an existing policy to cover expenses should an accident occur. If you wish to acquire a free quote for insurance, visit.
