Why Take Out a Performance Bond in Arizona?

by | Feb 24, 2017 | Bonds

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Building contractors, electricians, and other contract workers typically sign a contract prior to beginning work that sets out the details of what services will be provided and the time frame for completing the work. The act of signing the contract in itself is not always enough to convince clients, though. That’s where a performance bond in Arizona can help.

Performance bonds can be obtained through a licensed bonding company to serve as a guarantee that the conditions of the contract will be met. If the job is not completed as indicated, the client can file a claim on the bond for repayment. The contractor or company is then obligated to pay back the money paid out by the bonding company. Having this assurance that the work will be completed as detailed can help to assuage nervous clients.

When determining the cost of taking out a performance bond a variety of factors are taken into account. These include personal credit, business’ financial statements, and line of work. Individuals or companies with higher credit scores and a stronger financial standing can often obtain much lower rates on a Performance Bond in Arizona. Contractors in different trades are often offered substantially different quotes as well.

Taking out a surety bond to guarantee that the work will be completed as detailed can offer a larger measure of security to clients. Some contractors, such as those taking on any kind fo public works contracts, are legally required to take out bonds. Many general contractors also require their sub-contractors to do so. An even larger number of contractors choose to take out bonds in order to attract more clients.

Most surety companies require a review of financial statements to qualify for a performance bond, particularly if it is for a large and expensive project. This often includes income statements, cash flow statements, work schedules, balance sheets, and notes and disclosures. Failing to submit required financial statements makes it much less likely that an individual or business will be approved for a bond, and increase the rates offered in cases where they are approved for bonding. Visit website for more information about performance bonds and other forms of bonding or to request a free quote online.

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